贷款17.91万（公积金贷款）房贷，还款5年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：17.91万
还款月数：5年4个月
每月还款：3020.63元
利息总额：1.42万
本息合计：19.33万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 3020.63 | 425.48 | 2595.15 | 176552.85 |
| 2 | 2025-04 | 3020.63 | 419.31 | 2601.32 | 173951.53 |
| 3 | 2025-05 | 3020.63 | 413.13 | 2607.49 | 171344.04 |
| 4 | 2025-06 | 3020.63 | 406.94 | 2613.69 | 168730.35 |
| 5 | 2025-07 | 3020.63 | 400.73 | 2619.89 | 166110.45 |
| 6 | 2025-08 | 3020.63 | 394.51 | 2626.12 | 163484.34 |
| 7 | 2025-09 | 3020.63 | 388.28 | 2632.35 | 160851.98 |
| 8 | 2025-10 | 3020.63 | 382.02 | 2638.61 | 158213.38 |
| 9 | 2025-11 | 3020.63 | 375.76 | 2644.87 | 155568.50 |
| 10 | 2025-12 | 3020.63 | 369.48 | 2651.15 | 152917.35 |
| 11 | 2026-01 | 3020.63 | 363.18 | 2657.45 | 150259.90 |
| 12 | 2026-02 | 3020.63 | 356.87 | 2663.76 | 147596.14 |
| 13 | 2026-03 | 3020.63 | 350.54 | 2670.09 | 144926.05 |
| 14 | 2026-04 | 3020.63 | 344.20 | 2676.43 | 142249.62 |
| 15 | 2026-05 | 3020.63 | 337.84 | 2682.79 | 139566.83 |
| 16 | 2026-06 | 3020.63 | 331.47 | 2689.16 | 136877.67 |
| 17 | 2026-07 | 3020.63 | 325.08 | 2695.54 | 134182.13 |
| 18 | 2026-08 | 3020.63 | 318.68 | 2701.95 | 131480.18 |
| 19 | 2026-09 | 3020.63 | 312.27 | 2708.36 | 128771.82 |
| 20 | 2026-10 | 3020.63 | 305.83 | 2714.80 | 126057.02 |
| 21 | 2026-11 | 3020.63 | 299.39 | 2721.24 | 123335.78 |
| 22 | 2026-12 | 3020.63 | 292.92 | 2727.71 | 120608.07 |
| 23 | 2027-01 | 3020.63 | 286.44 | 2734.19 | 117873.89 |
| 24 | 2027-02 | 3020.63 | 279.95 | 2740.68 | 115133.21 |
| 25 | 2027-03 | 3020.63 | 273.44 | 2747.19 | 112386.02 |
| 26 | 2027-04 | 3020.63 | 266.92 | 2753.71 | 109632.31 |
| 27 | 2027-05 | 3020.63 | 260.38 | 2760.25 | 106872.05 |
| 28 | 2027-06 | 3020.63 | 253.82 | 2766.81 | 104105.25 |
| 29 | 2027-07 | 3020.63 | 247.25 | 2773.38 | 101331.87 |
| 30 | 2027-08 | 3020.63 | 240.66 | 2779.97 | 98551.90 |
| 31 | 2027-09 | 3020.63 | 234.06 | 2786.57 | 95765.33 |
| 32 | 2027-10 | 3020.63 | 227.44 | 2793.19 | 92972.14 |
| 33 | 2027-11 | 3020.63 | 220.81 | 2799.82 | 90172.32 |
| 34 | 2027-12 | 3020.63 | 214.16 | 2806.47 | 87365.85 |
| 35 | 2028-01 | 3020.63 | 207.49 | 2813.14 | 84552.72 |
| 36 | 2028-02 | 3020.63 | 200.81 | 2819.82 | 81732.90 |
| 37 | 2028-03 | 3020.63 | 194.12 | 2826.51 | 78906.39 |
| 38 | 2028-04 | 3020.63 | 187.40 | 2833.23 | 76073.16 |
| 39 | 2028-05 | 3020.63 | 180.67 | 2839.96 | 73233.21 |
| 40 | 2028-06 | 3020.63 | 173.93 | 2846.70 | 70386.51 |
| 41 | 2028-07 | 3020.63 | 167.17 | 2853.46 | 67533.04 |
| 42 | 2028-08 | 3020.63 | 160.39 | 2860.24 | 64672.81 |
| 43 | 2028-09 | 3020.63 | 153.60 | 2867.03 | 61805.77 |
| 44 | 2028-10 | 3020.63 | 146.79 | 2873.84 | 58931.93 |
| 45 | 2028-11 | 3020.63 | 139.96 | 2880.67 | 56051.27 |
| 46 | 2028-12 | 3020.63 | 133.12 | 2887.51 | 53163.76 |
| 47 | 2029-01 | 3020.63 | 126.26 | 2894.37 | 50269.39 |
| 48 | 2029-02 | 3020.63 | 119.39 | 2901.24 | 47368.15 |
| 49 | 2029-03 | 3020.63 | 112.50 | 2908.13 | 44460.02 |
| 50 | 2029-04 | 3020.63 | 105.59 | 2915.04 | 41544.99 |
| 51 | 2029-05 | 3020.63 | 98.67 | 2921.96 | 38623.03 |
| 52 | 2029-06 | 3020.63 | 91.73 | 2928.90 | 35694.13 |
| 53 | 2029-07 | 3020.63 | 84.77 | 2935.86 | 32758.27 |
| 54 | 2029-08 | 3020.63 | 77.80 | 2942.83 | 29815.44 |
| 55 | 2029-09 | 3020.63 | 70.81 | 2949.82 | 26865.63 |
| 56 | 2029-10 | 3020.63 | 63.81 | 2956.82 | 23908.80 |
| 57 | 2029-11 | 3020.63 | 56.78 | 2963.85 | 20944.96 |
| 58 | 2029-12 | 3020.63 | 49.74 | 2970.89 | 17974.07 |
| 59 | 2030-01 | 3020.63 | 42.69 | 2977.94 | 14996.13 |
| 60 | 2030-02 | 3020.63 | 35.62 | 2985.01 | 12011.12 |
| 61 | 2030-03 | 3020.63 | 28.53 | 2992.10 | 9019.01 |
| 62 | 2030-04 | 3020.63 | 21.42 | 2999.21 | 6019.80 |
| 63 | 2030-05 | 3020.63 | 14.30 | 3006.33 | 3013.47 |
| 64 | 2030-06 | 3020.63 | 7.16 | 3013.47 | 0.00 |
等额本金还款方式：
贷款总额：17.91万
还款月数：5年4个月
首月还款：3224.66元
每月递减：6.65元
利息总额：1.38万
本息合计：19.3万
节省利息：344.29元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 3224.66 | 425.48 | 2799.19 | 176348.81 |
| 2 | 2025-04 | 3218.02 | 418.83 | 2799.19 | 173549.63 |
| 3 | 2025-05 | 3211.37 | 412.18 | 2799.19 | 170750.44 |
| 4 | 2025-06 | 3204.72 | 405.53 | 2799.19 | 167951.25 |
| 5 | 2025-07 | 3198.07 | 398.88 | 2799.19 | 165152.06 |
| 6 | 2025-08 | 3191.42 | 392.24 | 2799.19 | 162352.88 |
| 7 | 2025-09 | 3184.78 | 385.59 | 2799.19 | 159553.69 |
| 8 | 2025-10 | 3178.13 | 378.94 | 2799.19 | 156754.50 |
| 9 | 2025-11 | 3171.48 | 372.29 | 2799.19 | 153955.31 |
| 10 | 2025-12 | 3164.83 | 365.64 | 2799.19 | 151156.13 |
| 11 | 2026-01 | 3158.18 | 359.00 | 2799.19 | 148356.94 |
| 12 | 2026-02 | 3151.54 | 352.35 | 2799.19 | 145557.75 |
| 13 | 2026-03 | 3144.89 | 345.70 | 2799.19 | 142758.56 |
| 14 | 2026-04 | 3138.24 | 339.05 | 2799.19 | 139959.38 |
| 15 | 2026-05 | 3131.59 | 332.40 | 2799.19 | 137160.19 |
| 16 | 2026-06 | 3124.94 | 325.76 | 2799.19 | 134361.00 |
| 17 | 2026-07 | 3118.29 | 319.11 | 2799.19 | 131561.81 |
| 18 | 2026-08 | 3111.65 | 312.46 | 2799.19 | 128762.63 |
| 19 | 2026-09 | 3105.00 | 305.81 | 2799.19 | 125963.44 |
| 20 | 2026-10 | 3098.35 | 299.16 | 2799.19 | 123164.25 |
| 21 | 2026-11 | 3091.70 | 292.52 | 2799.19 | 120365.06 |
| 22 | 2026-12 | 3085.05 | 285.87 | 2799.19 | 117565.88 |
| 23 | 2027-01 | 3078.41 | 279.22 | 2799.19 | 114766.69 |
| 24 | 2027-02 | 3071.76 | 272.57 | 2799.19 | 111967.50 |
| 25 | 2027-03 | 3065.11 | 265.92 | 2799.19 | 109168.31 |
| 26 | 2027-04 | 3058.46 | 259.27 | 2799.19 | 106369.13 |
| 27 | 2027-05 | 3051.81 | 252.63 | 2799.19 | 103569.94 |
| 28 | 2027-06 | 3045.17 | 245.98 | 2799.19 | 100770.75 |
| 29 | 2027-07 | 3038.52 | 239.33 | 2799.19 | 97971.56 |
| 30 | 2027-08 | 3031.87 | 232.68 | 2799.19 | 95172.38 |
| 31 | 2027-09 | 3025.22 | 226.03 | 2799.19 | 92373.19 |
| 32 | 2027-10 | 3018.57 | 219.39 | 2799.19 | 89574.00 |
| 33 | 2027-11 | 3011.93 | 212.74 | 2799.19 | 86774.81 |
| 34 | 2027-12 | 3005.28 | 206.09 | 2799.19 | 83975.63 |
| 35 | 2028-01 | 2998.63 | 199.44 | 2799.19 | 81176.44 |
| 36 | 2028-02 | 2991.98 | 192.79 | 2799.19 | 78377.25 |
| 37 | 2028-03 | 2985.33 | 186.15 | 2799.19 | 75578.06 |
| 38 | 2028-04 | 2978.69 | 179.50 | 2799.19 | 72778.88 |
| 39 | 2028-05 | 2972.04 | 172.85 | 2799.19 | 69979.69 |
| 40 | 2028-06 | 2965.39 | 166.20 | 2799.19 | 67180.50 |
| 41 | 2028-07 | 2958.74 | 159.55 | 2799.19 | 64381.31 |
| 42 | 2028-08 | 2952.09 | 152.91 | 2799.19 | 61582.13 |
| 43 | 2028-09 | 2945.45 | 146.26 | 2799.19 | 58782.94 |
| 44 | 2028-10 | 2938.80 | 139.61 | 2799.19 | 55983.75 |
| 45 | 2028-11 | 2932.15 | 132.96 | 2799.19 | 53184.56 |
| 46 | 2028-12 | 2925.50 | 126.31 | 2799.19 | 50385.38 |
| 47 | 2029-01 | 2918.85 | 119.67 | 2799.19 | 47586.19 |
| 48 | 2029-02 | 2912.20 | 113.02 | 2799.19 | 44787.00 |
| 49 | 2029-03 | 2905.56 | 106.37 | 2799.19 | 41987.81 |
| 50 | 2029-04 | 2898.91 | 99.72 | 2799.19 | 39188.63 |
| 51 | 2029-05 | 2892.26 | 93.07 | 2799.19 | 36389.44 |
| 52 | 2029-06 | 2885.61 | 86.42 | 2799.19 | 33590.25 |
| 53 | 2029-07 | 2878.96 | 79.78 | 2799.19 | 30791.06 |
| 54 | 2029-08 | 2872.32 | 73.13 | 2799.19 | 27991.88 |
| 55 | 2029-09 | 2865.67 | 66.48 | 2799.19 | 25192.69 |
| 56 | 2029-10 | 2859.02 | 59.83 | 2799.19 | 22393.50 |
| 57 | 2029-11 | 2852.37 | 53.18 | 2799.19 | 19594.31 |
| 58 | 2029-12 | 2845.72 | 46.54 | 2799.19 | 16795.13 |
| 59 | 2030-01 | 2839.08 | 39.89 | 2799.19 | 13995.94 |
| 60 | 2030-02 | 2832.43 | 33.24 | 2799.19 | 11196.75 |
| 61 | 2030-03 | 2825.78 | 26.59 | 2799.19 | 8397.56 |
| 62 | 2030-04 | 2819.13 | 19.94 | 2799.19 | 5598.38 |
| 63 | 2030-05 | 2812.48 | 13.30 | 2799.19 | 2799.19 |
| 64 | 2030-06 | 2805.84 | 6.65 | 2799.19 | 0.00 |