深圳贷款25万（公积金贷款）房贷，还款4年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：25万
还款月数：4年
每月还款：5561.25元
利息总额：1.69万
本息合计：26.69万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 5561.25 | 677.08 | 4884.16 | 245115.84 |
| 2 | 2025-04 | 5561.25 | 663.86 | 4897.39 | 240218.44 |
| 3 | 2025-05 | 5561.25 | 650.59 | 4910.66 | 235307.79 |
| 4 | 2025-06 | 5561.25 | 637.29 | 4923.96 | 230383.83 |
| 5 | 2025-07 | 5561.25 | 623.96 | 4937.29 | 225446.54 |
| 6 | 2025-08 | 5561.25 | 610.58 | 4950.66 | 220495.88 |
| 7 | 2025-09 | 5561.25 | 597.18 | 4964.07 | 215531.80 |
| 8 | 2025-10 | 5561.25 | 583.73 | 4977.52 | 210554.29 |
| 9 | 2025-11 | 5561.25 | 570.25 | 4991.00 | 205563.29 |
| 10 | 2025-12 | 5561.25 | 556.73 | 5004.51 | 200558.78 |
| 11 | 2026-01 | 5561.25 | 543.18 | 5018.07 | 195540.71 |
| 12 | 2026-02 | 5561.25 | 529.59 | 5031.66 | 190509.05 |
| 13 | 2026-03 | 5561.25 | 515.96 | 5045.29 | 185463.77 |
| 14 | 2026-04 | 5561.25 | 502.30 | 5058.95 | 180404.82 |
| 15 | 2026-05 | 5561.25 | 488.60 | 5072.65 | 175332.16 |
| 16 | 2026-06 | 5561.25 | 474.86 | 5086.39 | 170245.77 |
| 17 | 2026-07 | 5561.25 | 461.08 | 5100.17 | 165145.61 |
| 18 | 2026-08 | 5561.25 | 447.27 | 5113.98 | 160031.63 |
| 19 | 2026-09 | 5561.25 | 433.42 | 5127.83 | 154903.80 |
| 20 | 2026-10 | 5561.25 | 419.53 | 5141.72 | 149762.08 |
| 21 | 2026-11 | 5561.25 | 405.61 | 5155.64 | 144606.44 |
| 22 | 2026-12 | 5561.25 | 391.64 | 5169.61 | 139436.84 |
| 23 | 2027-01 | 5561.25 | 377.64 | 5183.61 | 134253.23 |
| 24 | 2027-02 | 5561.25 | 363.60 | 5197.65 | 129055.58 |
| 25 | 2027-03 | 5561.25 | 349.53 | 5211.72 | 123843.86 |
| 26 | 2027-04 | 5561.25 | 335.41 | 5225.84 | 118618.02 |
| 27 | 2027-05 | 5561.25 | 321.26 | 5239.99 | 113378.03 |
| 28 | 2027-06 | 5561.25 | 307.07 | 5254.18 | 108123.85 |
| 29 | 2027-07 | 5561.25 | 292.84 | 5268.41 | 102855.44 |
| 30 | 2027-08 | 5561.25 | 278.57 | 5282.68 | 97572.76 |
| 31 | 2027-09 | 5561.25 | 264.26 | 5296.99 | 92275.77 |
| 32 | 2027-10 | 5561.25 | 249.91 | 5311.33 | 86964.44 |
| 33 | 2027-11 | 5561.25 | 235.53 | 5325.72 | 81638.72 |
| 34 | 2027-12 | 5561.25 | 221.10 | 5340.14 | 76298.57 |
| 35 | 2028-01 | 5561.25 | 206.64 | 5354.61 | 70943.97 |
| 36 | 2028-02 | 5561.25 | 192.14 | 5369.11 | 65574.86 |
| 37 | 2028-03 | 5561.25 | 177.60 | 5383.65 | 60191.21 |
| 38 | 2028-04 | 5561.25 | 163.02 | 5398.23 | 54792.98 |
| 39 | 2028-05 | 5561.25 | 148.40 | 5412.85 | 49380.13 |
| 40 | 2028-06 | 5561.25 | 133.74 | 5427.51 | 43952.62 |
| 41 | 2028-07 | 5561.25 | 119.04 | 5442.21 | 38510.41 |
| 42 | 2028-08 | 5561.25 | 104.30 | 5456.95 | 33053.46 |
| 43 | 2028-09 | 5561.25 | 89.52 | 5471.73 | 27581.73 |
| 44 | 2028-10 | 5561.25 | 74.70 | 5486.55 | 22095.19 |
| 45 | 2028-11 | 5561.25 | 59.84 | 5501.41 | 16593.78 |
| 46 | 2028-12 | 5561.25 | 44.94 | 5516.31 | 11077.47 |
| 47 | 2029-01 | 5561.25 | 30.00 | 5531.25 | 5546.23 |
| 48 | 2029-02 | 5561.25 | 15.02 | 5546.23 | 0.00 |
等额本金还款方式：
贷款总额：25万
还款月数：4年
首月还款：5885.42元
每月递减：14.11元
利息总额：1.66万
本息合计：26.66万
节省利息：351.36元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 5885.42 | 677.08 | 5208.33 | 244791.67 |
| 2 | 2025-04 | 5871.31 | 662.98 | 5208.33 | 239583.33 |
| 3 | 2025-05 | 5857.20 | 648.87 | 5208.33 | 234375.00 |
| 4 | 2025-06 | 5843.10 | 634.77 | 5208.33 | 229166.67 |
| 5 | 2025-07 | 5828.99 | 620.66 | 5208.33 | 223958.33 |
| 6 | 2025-08 | 5814.89 | 606.55 | 5208.33 | 218750.00 |
| 7 | 2025-09 | 5800.78 | 592.45 | 5208.33 | 213541.67 |
| 8 | 2025-10 | 5786.68 | 578.34 | 5208.33 | 208333.33 |
| 9 | 2025-11 | 5772.57 | 564.24 | 5208.33 | 203125.00 |
| 10 | 2025-12 | 5758.46 | 550.13 | 5208.33 | 197916.67 |
| 11 | 2026-01 | 5744.36 | 536.02 | 5208.33 | 192708.33 |
| 12 | 2026-02 | 5730.25 | 521.92 | 5208.33 | 187500.00 |
| 13 | 2026-03 | 5716.15 | 507.81 | 5208.33 | 182291.67 |
| 14 | 2026-04 | 5702.04 | 493.71 | 5208.33 | 177083.33 |
| 15 | 2026-05 | 5687.93 | 479.60 | 5208.33 | 171875.00 |
| 16 | 2026-06 | 5673.83 | 465.49 | 5208.33 | 166666.67 |
| 17 | 2026-07 | 5659.72 | 451.39 | 5208.33 | 161458.33 |
| 18 | 2026-08 | 5645.62 | 437.28 | 5208.33 | 156250.00 |
| 19 | 2026-09 | 5631.51 | 423.18 | 5208.33 | 151041.67 |
| 20 | 2026-10 | 5617.40 | 409.07 | 5208.33 | 145833.33 |
| 21 | 2026-11 | 5603.30 | 394.97 | 5208.33 | 140625.00 |
| 22 | 2026-12 | 5589.19 | 380.86 | 5208.33 | 135416.67 |
| 23 | 2027-01 | 5575.09 | 366.75 | 5208.33 | 130208.33 |
| 24 | 2027-02 | 5560.98 | 352.65 | 5208.33 | 125000.00 |
| 25 | 2027-03 | 5546.88 | 338.54 | 5208.33 | 119791.67 |
| 26 | 2027-04 | 5532.77 | 324.44 | 5208.33 | 114583.33 |
| 27 | 2027-05 | 5518.66 | 310.33 | 5208.33 | 109375.00 |
| 28 | 2027-06 | 5504.56 | 296.22 | 5208.33 | 104166.67 |
| 29 | 2027-07 | 5490.45 | 282.12 | 5208.33 | 98958.33 |
| 30 | 2027-08 | 5476.35 | 268.01 | 5208.33 | 93750.00 |
| 31 | 2027-09 | 5462.24 | 253.91 | 5208.33 | 88541.67 |
| 32 | 2027-10 | 5448.13 | 239.80 | 5208.33 | 83333.33 |
| 33 | 2027-11 | 5434.03 | 225.69 | 5208.33 | 78125.00 |
| 34 | 2027-12 | 5419.92 | 211.59 | 5208.33 | 72916.67 |
| 35 | 2028-01 | 5405.82 | 197.48 | 5208.33 | 67708.33 |
| 36 | 2028-02 | 5391.71 | 183.38 | 5208.33 | 62500.00 |
| 37 | 2028-03 | 5377.60 | 169.27 | 5208.33 | 57291.67 |
| 38 | 2028-04 | 5363.50 | 155.16 | 5208.33 | 52083.33 |
| 39 | 2028-05 | 5349.39 | 141.06 | 5208.33 | 46875.00 |
| 40 | 2028-06 | 5335.29 | 126.95 | 5208.33 | 41666.67 |
| 41 | 2028-07 | 5321.18 | 112.85 | 5208.33 | 36458.33 |
| 42 | 2028-08 | 5307.07 | 98.74 | 5208.33 | 31250.00 |
| 43 | 2028-09 | 5292.97 | 84.64 | 5208.33 | 26041.67 |
| 44 | 2028-10 | 5278.86 | 70.53 | 5208.33 | 20833.33 |
| 45 | 2028-11 | 5264.76 | 56.42 | 5208.33 | 15625.00 |
| 46 | 2028-12 | 5250.65 | 42.32 | 5208.33 | 10416.67 |
| 47 | 2029-01 | 5236.55 | 28.21 | 5208.33 | 5208.33 |
| 48 | 2029-02 | 5222.44 | 14.11 | 5208.33 | 0.00 |