沈阳贷款30万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：30万
还款月数：5年
每月还款：5370.63元
利息总额：2.22万
本息合计：32.22万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-08 | 5370.63 | 712.50 | 4658.13 | 295341.87 |
| 2 | 2024-09 | 5370.63 | 701.44 | 4669.20 | 290672.67 |
| 3 | 2024-10 | 5370.63 | 690.35 | 4680.29 | 285992.38 |
| 4 | 2024-11 | 5370.63 | 679.23 | 4691.40 | 281300.98 |
| 5 | 2024-12 | 5370.63 | 668.09 | 4702.54 | 276598.44 |
| 6 | 2025-01 | 5370.63 | 656.92 | 4713.71 | 271884.73 |
| 7 | 2025-02 | 5370.63 | 645.73 | 4724.91 | 267159.82 |
| 8 | 2025-03 | 5370.63 | 634.50 | 4736.13 | 262423.69 |
| 9 | 2025-04 | 5370.63 | 623.26 | 4747.38 | 257676.32 |
| 10 | 2025-05 | 5370.63 | 611.98 | 4758.65 | 252917.66 |
| 11 | 2025-06 | 5370.63 | 600.68 | 4769.95 | 248147.71 |
| 12 | 2025-07 | 5370.63 | 589.35 | 4781.28 | 243366.43 |
| 13 | 2025-08 | 5370.63 | 578.00 | 4792.64 | 238573.79 |
| 14 | 2025-09 | 5370.63 | 566.61 | 4804.02 | 233769.77 |
| 15 | 2025-10 | 5370.63 | 555.20 | 4815.43 | 228954.34 |
| 16 | 2025-11 | 5370.63 | 543.77 | 4826.87 | 224127.47 |
| 17 | 2025-12 | 5370.63 | 532.30 | 4838.33 | 219289.14 |
| 18 | 2026-01 | 5370.63 | 520.81 | 4849.82 | 214439.32 |
| 19 | 2026-02 | 5370.63 | 509.29 | 4861.34 | 209577.98 |
| 20 | 2026-03 | 5370.63 | 497.75 | 4872.89 | 204705.10 |
| 21 | 2026-04 | 5370.63 | 486.17 | 4884.46 | 199820.64 |
| 22 | 2026-05 | 5370.63 | 474.57 | 4896.06 | 194924.58 |
| 23 | 2026-06 | 5370.63 | 462.95 | 4907.69 | 190016.89 |
| 24 | 2026-07 | 5370.63 | 451.29 | 4919.34 | 185097.55 |
| 25 | 2026-08 | 5370.63 | 439.61 | 4931.03 | 180166.52 |
| 26 | 2026-09 | 5370.63 | 427.90 | 4942.74 | 175223.78 |
| 27 | 2026-10 | 5370.63 | 416.16 | 4954.48 | 170269.31 |
| 28 | 2026-11 | 5370.63 | 404.39 | 4966.24 | 165303.06 |
| 29 | 2026-12 | 5370.63 | 392.59 | 4978.04 | 160325.02 |
| 30 | 2027-01 | 5370.63 | 380.77 | 4989.86 | 155335.16 |
| 31 | 2027-02 | 5370.63 | 368.92 | 5001.71 | 150333.45 |
| 32 | 2027-03 | 5370.63 | 357.04 | 5013.59 | 145319.86 |
| 33 | 2027-04 | 5370.63 | 345.13 | 5025.50 | 140294.36 |
| 34 | 2027-05 | 5370.63 | 333.20 | 5037.43 | 135256.93 |
| 35 | 2027-06 | 5370.63 | 321.24 | 5049.40 | 130207.53 |
| 36 | 2027-07 | 5370.63 | 309.24 | 5061.39 | 125146.14 |
| 37 | 2027-08 | 5370.63 | 297.22 | 5073.41 | 120072.73 |
| 38 | 2027-09 | 5370.63 | 285.17 | 5085.46 | 114987.27 |
| 39 | 2027-10 | 5370.63 | 273.09 | 5097.54 | 109889.73 |
| 40 | 2027-11 | 5370.63 | 260.99 | 5109.65 | 104780.08 |
| 41 | 2027-12 | 5370.63 | 248.85 | 5121.78 | 99658.30 |
| 42 | 2028-01 | 5370.63 | 236.69 | 5133.94 | 94524.36 |
| 43 | 2028-02 | 5370.63 | 224.50 | 5146.14 | 89378.22 |
| 44 | 2028-03 | 5370.63 | 212.27 | 5158.36 | 84219.86 |
| 45 | 2028-04 | 5370.63 | 200.02 | 5170.61 | 79049.25 |
| 46 | 2028-05 | 5370.63 | 187.74 | 5182.89 | 73866.36 |
| 47 | 2028-06 | 5370.63 | 175.43 | 5195.20 | 68671.16 |
| 48 | 2028-07 | 5370.63 | 163.09 | 5207.54 | 63463.62 |
| 49 | 2028-08 | 5370.63 | 150.73 | 5219.91 | 58243.71 |
| 50 | 2028-09 | 5370.63 | 138.33 | 5232.30 | 53011.41 |
| 51 | 2028-10 | 5370.63 | 125.90 | 5244.73 | 47766.68 |
| 52 | 2028-11 | 5370.63 | 113.45 | 5257.19 | 42509.49 |
| 53 | 2028-12 | 5370.63 | 100.96 | 5269.67 | 37239.81 |
| 54 | 2029-01 | 5370.63 | 88.44 | 5282.19 | 31957.63 |
| 55 | 2029-02 | 5370.63 | 75.90 | 5294.73 | 26662.89 |
| 56 | 2029-03 | 5370.63 | 63.32 | 5307.31 | 21355.58 |
| 57 | 2029-04 | 5370.63 | 50.72 | 5319.91 | 16035.67 |
| 58 | 2029-05 | 5370.63 | 38.08 | 5332.55 | 10703.12 |
| 59 | 2029-06 | 5370.63 | 25.42 | 5345.21 | 5357.91 |
| 60 | 2029-07 | 5370.63 | 12.73 | 5357.91 | 0.00 |
等额本金还款方式：
贷款总额：30万
还款月数：5年
首月还款：5712.5元
每月递减：11.88元
利息总额：2.17万
本息合计：32.17万
节省利息：506.74元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-08 | 5712.50 | 712.50 | 5000.00 | 295000.00 |
| 2 | 2024-09 | 5700.63 | 700.63 | 5000.00 | 290000.00 |
| 3 | 2024-10 | 5688.75 | 688.75 | 5000.00 | 285000.00 |
| 4 | 2024-11 | 5676.88 | 676.88 | 5000.00 | 280000.00 |
| 5 | 2024-12 | 5665.00 | 665.00 | 5000.00 | 275000.00 |
| 6 | 2025-01 | 5653.13 | 653.13 | 5000.00 | 270000.00 |
| 7 | 2025-02 | 5641.25 | 641.25 | 5000.00 | 265000.00 |
| 8 | 2025-03 | 5629.38 | 629.38 | 5000.00 | 260000.00 |
| 9 | 2025-04 | 5617.50 | 617.50 | 5000.00 | 255000.00 |
| 10 | 2025-05 | 5605.63 | 605.63 | 5000.00 | 250000.00 |
| 11 | 2025-06 | 5593.75 | 593.75 | 5000.00 | 245000.00 |
| 12 | 2025-07 | 5581.88 | 581.88 | 5000.00 | 240000.00 |
| 13 | 2025-08 | 5570.00 | 570.00 | 5000.00 | 235000.00 |
| 14 | 2025-09 | 5558.13 | 558.13 | 5000.00 | 230000.00 |
| 15 | 2025-10 | 5546.25 | 546.25 | 5000.00 | 225000.00 |
| 16 | 2025-11 | 5534.38 | 534.38 | 5000.00 | 220000.00 |
| 17 | 2025-12 | 5522.50 | 522.50 | 5000.00 | 215000.00 |
| 18 | 2026-01 | 5510.63 | 510.63 | 5000.00 | 210000.00 |
| 19 | 2026-02 | 5498.75 | 498.75 | 5000.00 | 205000.00 |
| 20 | 2026-03 | 5486.88 | 486.88 | 5000.00 | 200000.00 |
| 21 | 2026-04 | 5475.00 | 475.00 | 5000.00 | 195000.00 |
| 22 | 2026-05 | 5463.13 | 463.13 | 5000.00 | 190000.00 |
| 23 | 2026-06 | 5451.25 | 451.25 | 5000.00 | 185000.00 |
| 24 | 2026-07 | 5439.38 | 439.38 | 5000.00 | 180000.00 |
| 25 | 2026-08 | 5427.50 | 427.50 | 5000.00 | 175000.00 |
| 26 | 2026-09 | 5415.63 | 415.63 | 5000.00 | 170000.00 |
| 27 | 2026-10 | 5403.75 | 403.75 | 5000.00 | 165000.00 |
| 28 | 2026-11 | 5391.88 | 391.88 | 5000.00 | 160000.00 |
| 29 | 2026-12 | 5380.00 | 380.00 | 5000.00 | 155000.00 |
| 30 | 2027-01 | 5368.13 | 368.13 | 5000.00 | 150000.00 |
| 31 | 2027-02 | 5356.25 | 356.25 | 5000.00 | 145000.00 |
| 32 | 2027-03 | 5344.38 | 344.38 | 5000.00 | 140000.00 |
| 33 | 2027-04 | 5332.50 | 332.50 | 5000.00 | 135000.00 |
| 34 | 2027-05 | 5320.63 | 320.63 | 5000.00 | 130000.00 |
| 35 | 2027-06 | 5308.75 | 308.75 | 5000.00 | 125000.00 |
| 36 | 2027-07 | 5296.88 | 296.88 | 5000.00 | 120000.00 |
| 37 | 2027-08 | 5285.00 | 285.00 | 5000.00 | 115000.00 |
| 38 | 2027-09 | 5273.13 | 273.13 | 5000.00 | 110000.00 |
| 39 | 2027-10 | 5261.25 | 261.25 | 5000.00 | 105000.00 |
| 40 | 2027-11 | 5249.38 | 249.38 | 5000.00 | 100000.00 |
| 41 | 2027-12 | 5237.50 | 237.50 | 5000.00 | 95000.00 |
| 42 | 2028-01 | 5225.63 | 225.63 | 5000.00 | 90000.00 |
| 43 | 2028-02 | 5213.75 | 213.75 | 5000.00 | 85000.00 |
| 44 | 2028-03 | 5201.88 | 201.88 | 5000.00 | 80000.00 |
| 45 | 2028-04 | 5190.00 | 190.00 | 5000.00 | 75000.00 |
| 46 | 2028-05 | 5178.13 | 178.13 | 5000.00 | 70000.00 |
| 47 | 2028-06 | 5166.25 | 166.25 | 5000.00 | 65000.00 |
| 48 | 2028-07 | 5154.38 | 154.38 | 5000.00 | 60000.00 |
| 49 | 2028-08 | 5142.50 | 142.50 | 5000.00 | 55000.00 |
| 50 | 2028-09 | 5130.63 | 130.63 | 5000.00 | 50000.00 |
| 51 | 2028-10 | 5118.75 | 118.75 | 5000.00 | 45000.00 |
| 52 | 2028-11 | 5106.88 | 106.88 | 5000.00 | 40000.00 |
| 53 | 2028-12 | 5095.00 | 95.00 | 5000.00 | 35000.00 |
| 54 | 2029-01 | 5083.13 | 83.13 | 5000.00 | 30000.00 |
| 55 | 2029-02 | 5071.25 | 71.25 | 5000.00 | 25000.00 |
| 56 | 2029-03 | 5059.38 | 59.38 | 5000.00 | 20000.00 |
| 57 | 2029-04 | 5047.50 | 47.50 | 5000.00 | 15000.00 |
| 58 | 2029-05 | 5035.63 | 35.63 | 5000.00 | 10000.00 |
| 59 | 2029-06 | 5023.75 | 23.75 | 5000.00 | 5000.00 |
| 60 | 2029-07 | 5011.88 | 11.88 | 5000.00 | 0.00 |