潍坊贷款9.44万（公积金贷款）房贷，还款2年5个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9.44万
还款月数：2年5个月
每月还款：3351.13元
利息总额：2797.87元
本息合计：9.72万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-09 | 3351.13 | 184.84 | 3166.30 | 91218.70 |
| 2 | 2024-10 | 3351.13 | 178.64 | 3172.50 | 88046.21 |
| 3 | 2024-11 | 3351.13 | 172.42 | 3178.71 | 84867.50 |
| 4 | 2024-12 | 3351.13 | 166.20 | 3184.93 | 81682.56 |
| 5 | 2025-01 | 3351.13 | 159.96 | 3191.17 | 78491.39 |
| 6 | 2025-02 | 3351.13 | 153.71 | 3197.42 | 75293.97 |
| 7 | 2025-03 | 3351.13 | 147.45 | 3203.68 | 72090.29 |
| 8 | 2025-04 | 3351.13 | 141.18 | 3209.96 | 68880.33 |
| 9 | 2025-05 | 3351.13 | 134.89 | 3216.24 | 65664.09 |
| 10 | 2025-06 | 3351.13 | 128.59 | 3222.54 | 62441.55 |
| 11 | 2025-07 | 3351.13 | 122.28 | 3228.85 | 59212.69 |
| 12 | 2025-08 | 3351.13 | 115.96 | 3235.18 | 55977.52 |
| 13 | 2025-09 | 3351.13 | 109.62 | 3241.51 | 52736.01 |
| 14 | 2025-10 | 3351.13 | 103.27 | 3247.86 | 49488.15 |
| 15 | 2025-11 | 3351.13 | 96.91 | 3254.22 | 46233.93 |
| 16 | 2025-12 | 3351.13 | 90.54 | 3260.59 | 42973.34 |
| 17 | 2026-01 | 3351.13 | 84.16 | 3266.98 | 39706.36 |
| 18 | 2026-02 | 3351.13 | 77.76 | 3273.38 | 36432.99 |
| 19 | 2026-03 | 3351.13 | 71.35 | 3279.79 | 33153.20 |
| 20 | 2026-04 | 3351.13 | 64.93 | 3286.21 | 29866.99 |
| 21 | 2026-05 | 3351.13 | 58.49 | 3292.64 | 26574.35 |
| 22 | 2026-06 | 3351.13 | 52.04 | 3299.09 | 23275.25 |
| 23 | 2026-07 | 3351.13 | 45.58 | 3305.55 | 19969.70 |
| 24 | 2026-08 | 3351.13 | 39.11 | 3312.03 | 16657.68 |
| 25 | 2026-09 | 3351.13 | 32.62 | 3318.51 | 13339.16 |
| 26 | 2026-10 | 3351.13 | 26.12 | 3325.01 | 10014.15 |
| 27 | 2026-11 | 3351.13 | 19.61 | 3331.52 | 6682.63 |
| 28 | 2026-12 | 3351.13 | 13.09 | 3338.05 | 3344.58 |
| 29 | 2027-01 | 3351.13 | 6.55 | 3344.58 | 0.00 |
等额本金还款方式：
贷款总额：9.44万
还款月数：2年5个月
首月还款：3439.49元
每月递减：6.37元
利息总额：2772.56元
本息合计：9.72万
节省利息：25.31元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-09 | 3439.49 | 184.84 | 3254.66 | 91130.34 |
| 2 | 2024-10 | 3433.12 | 178.46 | 3254.66 | 87875.69 |
| 3 | 2024-11 | 3426.75 | 172.09 | 3254.66 | 84621.03 |
| 4 | 2024-12 | 3420.37 | 165.72 | 3254.66 | 81366.38 |
| 5 | 2025-01 | 3414.00 | 159.34 | 3254.66 | 78111.72 |
| 6 | 2025-02 | 3407.62 | 152.97 | 3254.66 | 74857.07 |
| 7 | 2025-03 | 3401.25 | 146.60 | 3254.66 | 71602.41 |
| 8 | 2025-04 | 3394.88 | 140.22 | 3254.66 | 68347.76 |
| 9 | 2025-05 | 3388.50 | 133.85 | 3254.66 | 65093.10 |
| 10 | 2025-06 | 3382.13 | 127.47 | 3254.66 | 61838.45 |
| 11 | 2025-07 | 3375.76 | 121.10 | 3254.66 | 58583.79 |
| 12 | 2025-08 | 3369.38 | 114.73 | 3254.66 | 55329.14 |
| 13 | 2025-09 | 3363.01 | 108.35 | 3254.66 | 52074.48 |
| 14 | 2025-10 | 3356.63 | 101.98 | 3254.66 | 48819.83 |
| 15 | 2025-11 | 3350.26 | 95.61 | 3254.66 | 45565.17 |
| 16 | 2025-12 | 3343.89 | 89.23 | 3254.66 | 42310.52 |
| 17 | 2026-01 | 3337.51 | 82.86 | 3254.66 | 39055.86 |
| 18 | 2026-02 | 3331.14 | 76.48 | 3254.66 | 35801.21 |
| 19 | 2026-03 | 3324.77 | 70.11 | 3254.66 | 32546.55 |
| 20 | 2026-04 | 3318.39 | 63.74 | 3254.66 | 29291.90 |
| 21 | 2026-05 | 3312.02 | 57.36 | 3254.66 | 26037.24 |
| 22 | 2026-06 | 3305.64 | 50.99 | 3254.66 | 22782.59 |
| 23 | 2026-07 | 3299.27 | 44.62 | 3254.66 | 19527.93 |
| 24 | 2026-08 | 3292.90 | 38.24 | 3254.66 | 16273.28 |
| 25 | 2026-09 | 3286.52 | 31.87 | 3254.66 | 13018.62 |
| 26 | 2026-10 | 3280.15 | 25.49 | 3254.66 | 9763.97 |
| 27 | 2026-11 | 3273.78 | 19.12 | 3254.66 | 6509.31 |
| 28 | 2026-12 | 3267.40 | 12.75 | 3254.66 | 3254.66 |
| 29 | 2027-01 | 3261.03 | 6.37 | 3254.66 | 0.00 |