安阳贷款1.08万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：1.08万
还款月数：5年
每月还款：190.96元
利息总额：657.48元
本息合计：1.15万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 190.96 | 21.15 | 169.81 | 10630.19 |
| 2 | 2025-02 | 190.96 | 20.82 | 170.14 | 10460.05 |
| 3 | 2025-03 | 190.96 | 20.48 | 170.47 | 10289.58 |
| 4 | 2025-04 | 190.96 | 20.15 | 170.81 | 10118.77 |
| 5 | 2025-05 | 190.96 | 19.82 | 171.14 | 9947.63 |
| 6 | 2025-06 | 190.96 | 19.48 | 171.48 | 9776.15 |
| 7 | 2025-07 | 190.96 | 19.14 | 171.81 | 9604.34 |
| 8 | 2025-08 | 190.96 | 18.81 | 172.15 | 9432.19 |
| 9 | 2025-09 | 190.96 | 18.47 | 172.49 | 9259.70 |
| 10 | 2025-10 | 190.96 | 18.13 | 172.82 | 9086.88 |
| 11 | 2025-11 | 190.96 | 17.80 | 173.16 | 8913.71 |
| 12 | 2025-12 | 190.96 | 17.46 | 173.50 | 8740.21 |
| 13 | 2026-01 | 190.96 | 17.12 | 173.84 | 8566.37 |
| 14 | 2026-02 | 190.96 | 16.78 | 174.18 | 8392.19 |
| 15 | 2026-03 | 190.96 | 16.43 | 174.52 | 8217.66 |
| 16 | 2026-04 | 190.96 | 16.09 | 174.87 | 8042.80 |
| 17 | 2026-05 | 190.96 | 15.75 | 175.21 | 7867.59 |
| 18 | 2026-06 | 190.96 | 15.41 | 175.55 | 7692.04 |
| 19 | 2026-07 | 190.96 | 15.06 | 175.89 | 7516.15 |
| 20 | 2026-08 | 190.96 | 14.72 | 176.24 | 7339.91 |
| 21 | 2026-09 | 190.96 | 14.37 | 176.58 | 7163.32 |
| 22 | 2026-10 | 190.96 | 14.03 | 176.93 | 6986.39 |
| 23 | 2026-11 | 190.96 | 13.68 | 177.28 | 6809.12 |
| 24 | 2026-12 | 190.96 | 13.33 | 177.62 | 6631.49 |
| 25 | 2027-01 | 190.96 | 12.99 | 177.97 | 6453.52 |
| 26 | 2027-02 | 190.96 | 12.64 | 178.32 | 6275.20 |
| 27 | 2027-03 | 190.96 | 12.29 | 178.67 | 6096.53 |
| 28 | 2027-04 | 190.96 | 11.94 | 179.02 | 5917.51 |
| 29 | 2027-05 | 190.96 | 11.59 | 179.37 | 5738.15 |
| 30 | 2027-06 | 190.96 | 11.24 | 179.72 | 5558.42 |
| 31 | 2027-07 | 190.96 | 10.89 | 180.07 | 5378.35 |
| 32 | 2027-08 | 190.96 | 10.53 | 180.43 | 5197.93 |
| 33 | 2027-09 | 190.96 | 10.18 | 180.78 | 5017.15 |
| 34 | 2027-10 | 190.96 | 9.83 | 181.13 | 4836.01 |
| 35 | 2027-11 | 190.96 | 9.47 | 181.49 | 4654.53 |
| 36 | 2027-12 | 190.96 | 9.12 | 181.84 | 4472.68 |
| 37 | 2028-01 | 190.96 | 8.76 | 182.20 | 4290.49 |
| 38 | 2028-02 | 190.96 | 8.40 | 182.56 | 4107.93 |
| 39 | 2028-03 | 190.96 | 8.04 | 182.91 | 3925.02 |
| 40 | 2028-04 | 190.96 | 7.69 | 183.27 | 3741.74 |
| 41 | 2028-05 | 190.96 | 7.33 | 183.63 | 3558.11 |
| 42 | 2028-06 | 190.96 | 6.97 | 183.99 | 3374.12 |
| 43 | 2028-07 | 190.96 | 6.61 | 184.35 | 3189.77 |
| 44 | 2028-08 | 190.96 | 6.25 | 184.71 | 3005.06 |
| 45 | 2028-09 | 190.96 | 5.88 | 185.07 | 2819.99 |
| 46 | 2028-10 | 190.96 | 5.52 | 185.44 | 2634.55 |
| 47 | 2028-11 | 190.96 | 5.16 | 185.80 | 2448.75 |
| 48 | 2028-12 | 190.96 | 4.80 | 186.16 | 2262.59 |
| 49 | 2029-01 | 190.96 | 4.43 | 186.53 | 2076.07 |
| 50 | 2029-02 | 190.96 | 4.07 | 186.89 | 1889.17 |
| 51 | 2029-03 | 190.96 | 3.70 | 187.26 | 1701.91 |
| 52 | 2029-04 | 190.96 | 3.33 | 187.63 | 1514.29 |
| 53 | 2029-05 | 190.96 | 2.97 | 187.99 | 1326.30 |
| 54 | 2029-06 | 190.96 | 2.60 | 188.36 | 1137.94 |
| 55 | 2029-07 | 190.96 | 2.23 | 188.73 | 949.21 |
| 56 | 2029-08 | 190.96 | 1.86 | 189.10 | 760.11 |
| 57 | 2029-09 | 190.96 | 1.49 | 189.47 | 570.64 |
| 58 | 2029-10 | 190.96 | 1.12 | 189.84 | 380.80 |
| 59 | 2029-11 | 190.96 | 0.75 | 190.21 | 190.58 |
| 60 | 2029-12 | 190.96 | 0.37 | 190.58 | 0.00 |
等额本金还款方式：
贷款总额：1.08万
还款月数：5年
首月还款：201.15元
每月递减：0.35元
利息总额：645.08元
本息合计：1.14万
节省利息：12.41元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 201.15 | 21.15 | 180.00 | 10620.00 |
| 2 | 2025-02 | 200.80 | 20.80 | 180.00 | 10440.00 |
| 3 | 2025-03 | 200.44 | 20.45 | 180.00 | 10260.00 |
| 4 | 2025-04 | 200.09 | 20.09 | 180.00 | 10080.00 |
| 5 | 2025-05 | 199.74 | 19.74 | 180.00 | 9900.00 |
| 6 | 2025-06 | 199.39 | 19.39 | 180.00 | 9720.00 |
| 7 | 2025-07 | 199.03 | 19.04 | 180.00 | 9540.00 |
| 8 | 2025-08 | 198.68 | 18.68 | 180.00 | 9360.00 |
| 9 | 2025-09 | 198.33 | 18.33 | 180.00 | 9180.00 |
| 10 | 2025-10 | 197.98 | 17.98 | 180.00 | 9000.00 |
| 11 | 2025-11 | 197.63 | 17.63 | 180.00 | 8820.00 |
| 12 | 2025-12 | 197.27 | 17.27 | 180.00 | 8640.00 |
| 13 | 2026-01 | 196.92 | 16.92 | 180.00 | 8460.00 |
| 14 | 2026-02 | 196.57 | 16.57 | 180.00 | 8280.00 |
| 15 | 2026-03 | 196.22 | 16.21 | 180.00 | 8100.00 |
| 16 | 2026-04 | 195.86 | 15.86 | 180.00 | 7920.00 |
| 17 | 2026-05 | 195.51 | 15.51 | 180.00 | 7740.00 |
| 18 | 2026-06 | 195.16 | 15.16 | 180.00 | 7560.00 |
| 19 | 2026-07 | 194.81 | 14.80 | 180.00 | 7380.00 |
| 20 | 2026-08 | 194.45 | 14.45 | 180.00 | 7200.00 |
| 21 | 2026-09 | 194.10 | 14.10 | 180.00 | 7020.00 |
| 22 | 2026-10 | 193.75 | 13.75 | 180.00 | 6840.00 |
| 23 | 2026-11 | 193.40 | 13.39 | 180.00 | 6660.00 |
| 24 | 2026-12 | 193.04 | 13.04 | 180.00 | 6480.00 |
| 25 | 2027-01 | 192.69 | 12.69 | 180.00 | 6300.00 |
| 26 | 2027-02 | 192.34 | 12.34 | 180.00 | 6120.00 |
| 27 | 2027-03 | 191.99 | 11.98 | 180.00 | 5940.00 |
| 28 | 2027-04 | 191.63 | 11.63 | 180.00 | 5760.00 |
| 29 | 2027-05 | 191.28 | 11.28 | 180.00 | 5580.00 |
| 30 | 2027-06 | 190.93 | 10.93 | 180.00 | 5400.00 |
| 31 | 2027-07 | 190.57 | 10.57 | 180.00 | 5220.00 |
| 32 | 2027-08 | 190.22 | 10.22 | 180.00 | 5040.00 |
| 33 | 2027-09 | 189.87 | 9.87 | 180.00 | 4860.00 |
| 34 | 2027-10 | 189.52 | 9.52 | 180.00 | 4680.00 |
| 35 | 2027-11 | 189.16 | 9.16 | 180.00 | 4500.00 |
| 36 | 2027-12 | 188.81 | 8.81 | 180.00 | 4320.00 |
| 37 | 2028-01 | 188.46 | 8.46 | 180.00 | 4140.00 |
| 38 | 2028-02 | 188.11 | 8.11 | 180.00 | 3960.00 |
| 39 | 2028-03 | 187.75 | 7.75 | 180.00 | 3780.00 |
| 40 | 2028-04 | 187.40 | 7.40 | 180.00 | 3600.00 |
| 41 | 2028-05 | 187.05 | 7.05 | 180.00 | 3420.00 |
| 42 | 2028-06 | 186.70 | 6.70 | 180.00 | 3240.00 |
| 43 | 2028-07 | 186.34 | 6.34 | 180.00 | 3060.00 |
| 44 | 2028-08 | 185.99 | 5.99 | 180.00 | 2880.00 |
| 45 | 2028-09 | 185.64 | 5.64 | 180.00 | 2700.00 |
| 46 | 2028-10 | 185.29 | 5.29 | 180.00 | 2520.00 |
| 47 | 2028-11 | 184.94 | 4.93 | 180.00 | 2340.00 |
| 48 | 2028-12 | 184.58 | 4.58 | 180.00 | 2160.00 |
| 49 | 2029-01 | 184.23 | 4.23 | 180.00 | 1980.00 |
| 50 | 2029-02 | 183.88 | 3.88 | 180.00 | 1800.00 |
| 51 | 2029-03 | 183.53 | 3.52 | 180.00 | 1620.00 |
| 52 | 2029-04 | 183.17 | 3.17 | 180.00 | 1440.00 |
| 53 | 2029-05 | 182.82 | 2.82 | 180.00 | 1260.00 |
| 54 | 2029-06 | 182.47 | 2.47 | 180.00 | 1080.00 |
| 55 | 2029-07 | 182.12 | 2.11 | 180.00 | 900.00 |
| 56 | 2029-08 | 181.76 | 1.76 | 180.00 | 720.00 |
| 57 | 2029-09 | 181.41 | 1.41 | 180.00 | 540.00 |
| 58 | 2029-10 | 181.06 | 1.06 | 180.00 | 360.00 |
| 59 | 2029-11 | 180.71 | 0.70 | 180.00 | 180.00 |
| 60 | 2029-12 | 180.35 | 0.35 | 180.00 | 0.00 |